Early access
Be among the first to hear when quotations become available for your industry.
Launching soon in the United Kingdom
Takaful business protection, built around you.
We’re building an AI-assisted platform that makes it easier to understand and access Sharia-aligned protection for your business.
✓ Free to register · No obligation to purchase · No cover provided yet
TKFLShared
protection
protection
Small businessGuidance shaped to you
Ethical modelMutual responsibility
Built for UK small businessesTransparent by designHuman help when neededSharia review required before launch
Why join early?
Help shape better business protection
Tell us what your business needs today so we can make tomorrow’s experience more relevant, clear and useful.
Prepared in advance
Share your requirements now to support a more relevant future conversation.
Shape the service
Your needs help us prioritise cover and guidance for small businesses.
Support when needed
Ask for a person to help when your business or questions are more complex.
Planned protection
Cover for the risks that come with doing business
We’re initially exploring three core areas of commercial cover. All products remain subject to underwriting and final approval.
Public liability
May protect your business if a member of the public claims your activities caused injury or property damage.
- ✓ Injury at your premises
- ✓ Damage to client property
- ✓ Covered legal costs
Employers’ liability
May protect against claims from employees injured or made ill through their work.
- ✓ Employee injury claims
- ✓ Work-related illness
- ✓ Often legally required, subject to exemptions
Office insurance
May cover premises, equipment, contents and selected risks that interrupt your operations.
- ✓ Computers and equipment
- ✓ Furniture and contents
- ✓ Selected interruption risks
A simpler journey
From business details to launch-ready
Tell us about your business
Share your activities, size and location.
Choose protection
Identify the types and levels you’re considering.
Join early access
We securely store your information to support launch planning.
Review options at launch
If eligible, you may be invited to explore an indicative quote.
Future quotations will be subject to eligibility, underwriting criteria, policy terms, exclusions and the accuracy of information provided.
Takaful explained
Protection through shared responsibility
Takaful is founded on mutual assistance, transparent governance and ethical risk protection.
Shared fund
Participants contribute to a fund intended to support eligible claims.
Clear governance
Operational arrangements and how the fund is managed should be transparent.
Ethical oversight
The final structure and documentation require review by appropriately qualified advisers.
TKFL guide AI-assisted
I run a software consultancy with five employees. What will you ask me?
We’ll ask about your activities, turnover, employees, current cover and the protection you’re considering. This helps prepare a more relevant conversation at launch.
AI guidance is informational, not legal, financial or religious advice.
Thoughtful technology
Guidance that makes insurance easier to understand
AI may explain terminology, spot incomplete answers, highlight common risks and route complex cases to a person.
- Plain-English explanations
- Relevant areas to consider
- Human support for complex questions
- No guaranteed suitability or underwriting decisions
Questions, answered
Good protection starts with clarity
We’ll be transparent about what is ready, what is still being developed and what joining means.
What is takaful?+
Takaful is an approach to protection founded on mutual assistance, shared responsibility and ethical risk management. The precise structure and governance for this proposed service remain subject to qualified Sharia review.
Is the service currently live?+
No. We are developing the service and inviting UK small businesses to register their interest.
Does joining provide insurance cover?+
No. Registration is not an insurance application, quotation or policy and provides no insurance cover.
Will I receive an immediate quotation?+
No. Your information may help us prepare a more relevant indicative quotation when suitable products become available, but a quotation is not guaranteed.
Why ask what I currently pay?+
Optional premium information helps us understand market costs and shape a suitable proposition. It does not determine whether you can register.
Is this only for Muslim-owned businesses?+
No. The planned service is intended to be inclusive and available to eligible UK small businesses seeking ethical, Sharia-aligned protection.
How does the AI assistant work?+
AI may explain terminology, highlight incomplete answers and suggest areas to consider. It does not provide legal advice, religious rulings or guaranteed underwriting decisions.
Who will underwrite and oversee the service?+
These arrangements are not yet confirmed. We will publish accurate provider, regulatory and Sharia-governance information once formally approved.
Can I update or delete my information?+
Yes. A secure management link will let you update or withdraw your registration. You may also contact us about your data rights.
When will the service launch?+
A launch date has not yet been confirmed. Waiting-list members will receive relevant service updates according to their consent choices.
Early access
Help us build better business protection
Tell us about your business and the cover you need. Your information will help us develop a more relevant takaful proposition.
Free to register. No obligation to purchase. This form does not provide insurance cover.